Colorado Senior Drivers Age 55 Mature Defensive Driving Programs

Colorado Senior Drivers Age 55 Mature Defensive Driving Programs

Colorado Mature Driver Improvement Online

Colorado Seniors 55 Auto Car Insurance Discount Course

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Colorado Senior Drivers Age 55 Mature Driving Improvement

Senior citizens age 55 and over can qualify for an auto insurance discount with most major car insurance companies by completing the online defensive driving course. Many companies off discounts off you current policy of 5%-20% with completion of the course.  Check with your auto insurance agent or insurance provider for details. 

In the US, 34 states offer the course and many of those have governing mandates which require auto insurance companies to provide a discount upon mature driver improvement certificate.  

States Requiring a Mandatory Auto Insurance Discount

According to USA Today the 34 states, in addition to D.C., that provide rules for a discount for age 55 mature driving classes are: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming. 

 Of those 34 states, 23 and the District of Columbia mandate a discount for online versions of state-approved classes. The 23 states are: Alaska, California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oregon, Pennsylvania, Tennessee, Virginia and Washington.

Colorado Seniors Auto Insurance Discounts

After you take the class, you’re issued a certificate that you turn into your insurer to receive the discount. The discount is good for three years, after which you must take a class again to receive the discount. Most of the states that mandate an age 55 mature driver discount leave the amount to the insurer’s discretion. A handful set an amount. If you live in Delaware, Georgia, Minnesota, New York or Wyoming, you must receive a discount of 10 percent or more. If you live in Connecticut, New Jersey or Pennsylvania, you must receive a discount of 5 percent or more. Before taking a class, check with your state’s department of motor vehicles and your insurer to be sure it’s an approved class.

If you live in a state that doesn’t mandate a discount, it’s still worthwhile to see what types of discounts your insurer offers — many offer a discount to drivers of any age who take an approved defensive-driving class. Allstate and The Hartford are among the companies that offer discounts for safe-driving classes; some companies offer discounts to retirees for simply retiring and driving less.


Company Information ↓

Allstate | State Farm | Geico | Progressive | esurance | 21st Century | Liberty Mutual | Nationwide| USAA | Farmers | American Family | Travelers | The Hartford

 Arvada, Aurora, Boulder, Brighton, Broomfield, Canon City, Castle Rock, Centennial,  Springs, Denver, Durango, Fort Collins, Fort Morgan, Fountain, Grand Junction, Greeley, Greenwood Village, Lafayette, Lakewood, Littleton, Longmont, Loveland, Montrose, Parker, Pueblo, Sterling, Thornton,  Westminster, Adams County,      Brighton,
Alamosa County,      Alamosa,
Arapahoe County,      Littleton,
Archuleta County,      Pagosa Springs,
Baca County,      Springfield,
Bent County,      Las Animas,
Boulder County,      Boulder,
Broomfield County,      Broomfield,
Chaffee County,      Salida,
Cheyenne County,      Cheyenne Wells,
Clear Creek County,      Georgetown,
Conejos County,      Conejos,
Costilla County,      San Luis,
Crowley County,      Ordway,
Custer County,      Westcliffe,
Delta County,      Delta,
Denver County,      Denver,
Dolores County,      Dove Creek,
Douglas County,      Castle Rock,
Eagle County,      Eagle,
Elbert County,      Kiowa,
El Paso County,       Springs,
Fremont County,      Canon City,
Garfield County,      Glenwood Springs,
Gilpin County,      Central City,
Grand County,      Hot Sulphur Springs,
Gunnison County,      Gunnison,
Hinsdale County,      Lake City,
Huerfano County,      Walsenburg,
Jackson County,      Walden,
Jefferson County,      Golden,
Kiowa County,      Eads,
Kit Carson County,      Burlington,
La Plata County,      Durango,
Lake County,      Leadville,
Larimer County,      Fort Collins,
Las Animas County,      Trinidad,
Lincoln County,      Hugo,
Logan County,      Sterling,
Mesa County,      Grand Junction,
Mineral County,      Creede,
Moffat County,      Craig,
Montezuma County,      Cortez,
Montrose County,      Montrose,
Morgan County,      Fort Morgan,
Otero County,      La Junta,
Ouray County,      Ouray,
Park County,      Fairplay,
Phillips County,      Holyoke,
Pitkin County,      Aspen,
Prowers County,      Lamar,
Pueblo County,      Pueblo,
Rio Blanco County,      Meeker,
Rio Grande County,      Del Norte,
Routt County,      Steamboat Springs,
Saguache County,      Saguache,
San Juan County,      Silverton,
San Miguel County,      Telluride,
Sedgwick County,      Julesburg,
Summit County,      Breckenridge,
Teller County,      Cripple Creek,
Washington County,      Akron,
Weld County,      Greeley,
Yuma County,      Wray