Tennessee Senior Drivers Age 55 Mature Defensive Driving Programs
Tennessee Mature Driver Improvement Online
Tennessee Seniors 55 Auto Car Insurance Discount Course
Tennessee Senior Drivers Age 55 Mature Driving Improvement
Senior citizens age 55 and over can qualify for an auto insurance discount with most major car insurance companies by completing the online defensive driving course. Many companies off discounts off you current policy of 5%-20% with completion of the course. Check with your auto insurance agent or insurance provider for details.
In the US, 34 states offer the course and many of those have governing mandates which require auto insurance companies to provide a discount upon mature driver improvement certificate.
States Requiring a Mandatory Auto Insurance Discount
According to USA Today, the 34 states, in addition to D.C., that provide rules for
a discount for age 55 mature driving classes are: Alabama, Alaska, Arkansas,
California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho,
Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi,
Montana, Nevada, New Jersey, New Mexico, New York, North Dakota,
Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee,
Utah, Virginia, Washington, West Virginia and Wyoming.
Of
those 34 states, 23 and the District of Columbia mandate a discount for
online versions of state-approved classes. The 23 states are: Alaska,
California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas,
Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey,
New Mexico, New York, North Dakota, Oregon, Pennsylvania, Tennessee,
Virginia and Washington.
Tennessee Seniors Auto Insurance Discounts
After you take the class, you’re issued a certificate that you turn into your insurer to receive the discount. The discount is good for three years, after which you must take a class again to receive the discount. Most of the states that mandate an age 55 mature driver discount leave the amount to the insurer’s discretion. A handful set an amount. If you live in Delaware, Georgia, Minnesota, New York or Wyoming, you must receive a discount of 10 percent or more. If you live in Connecticut, New Jersey or Pennsylvania, you must receive a discount of 5 percent or more. Before taking a class, check with your state’s department of motor vehicles and your insurer to be sure it’s an approved class.
If you live in a state that doesn’t mandate a discount, it’s still worthwhile to see what types of discounts your insurer offers — many offer a discount to drivers of any age who take an approved defensive-driving class. Allstate and The Hartford are among the companies that offer discounts for safe-driving classes; some companies offer discounts to retirees for simply retiring and driving less.
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Athens, Bartlett, Brentwood, Bristol, Brownsville, Chattanooga, Clarksville, Cleveland, Collierville, Columbia, Cookeville, Dickson, Dyersburg, East Ridge, Elizabethton, Farragut, Franklin, Gallatin, Goodlettsville, Greeneville, Hendersonville, Jackson, Johnson City, Kingsport, Knoxville, La Vergne, Lawrenceburg, Lebanon, Lewisburg, Maryville, McMinnville, Millington, Morristown, Murfreesboro, Nashville, Red Bank, Sevierville, Shelbyville, Smyrna, Springfield, Tullahoma, Union City,Anderson County, Clinton,
Bedford County, Shelbyville,
Benton County, Camden,
Bledsoe County, Pikeville,
Blount County, Maryville,
Bradley County, Cleveland,
Campbell County, Jacksboro,
Cannon County, Woodbury,
Carroll County, Huntingdon,
Carter County, Elizabethton,
Cheatham County, Ashland City,
Chester County, Henderson,
Claiborne County, Tazewell,
Clay County, Celina,
Cocke County, Newport,
Coffee County, Manchester,
Crockett County, Alamo,
Cumberland County, Crossville,
Davidson County, ** Nashville,
Decatur County, Decaturville,
DeKalb County, Smithville,
Dickson County, Charlotte,
Dyer County, Dyersburg,
Fayette County, Somerville,
Fentress County, Jamestown,
Franklin County, Winchester,
Gibson County, Trenton,
Giles County, Pulaski,
Grainger County, Rutledge,
Greene County, Greeneville,
Grundy County, Altamont,
Hamblen County, Morristown,
Hamilton County, Chattanooga,
Hancock County, Sneedville,
Hardeman County, Bolivar,
Hardin County, Savannah,
Hawkins County, Rogersville,
Haywood County, Brownsville,
Henderson County, Lexington,
Henry County, Paris,
Hickman County, Centerville,
Houston County, Erin,
Humphreys County, Waverly,
Jackson County, Gainesboro,
Jefferson County, Dandridge,
Johnson County, Mountain City,
Knox County, Knoxville,
Lake County, Tiptonville,
Lauderdale County, Ripley,
Lawrence County, Lawrenceburg,
Lewis County, Hohenwald,
Lincoln County, Fayetteville,
Loudon County, Loudon,
Macon County, Lafayette,
Madison County, Jackson,
Marion County, Jasper,
Marshall County, Lewisburg,
Maury County, Columbia,
McMinn County, Athens,
McNairy County, Selmer,
Meigs County, Decatur,
Monroe County, Madisonville,
Montgomery County, Clarksville,
Moore County, Lynchburg,
Morgan County, Wartburg,
Obion County, Union City,
Overton County, Livingston,
Perry County, Linden,
Pickett County, Byrdstown,
Polk County, Benton,
Putnam County, Cookeville,
Rhea County, Dayton,
Roane County, Kingston,
Robertson County, Springfield,
Rutherford County, Murfreesboro,
Scott County, Huntsville,
Sequatchie County, Dunlap,
Sevier County, Sevierville,
Shelby County, Memphis,
Smith County, Carthage,
Stewart County, Dover,
Sullivan County, Blountville
Sumner County, Gallatin,
Tipton County, Covington,
Trousdale County, Hartsville,
Unicoi County, Erwin,
Union County, Maynardville,
Van Buren County, Spencer,
Warren County, McMinnville,
Washington County, Jonesborough,
Wayne County, Waynesboro,
Weakley County, Dresden,
White County, Sparta,
Williamson County, Franklin,
Wilson County, Lebanon
