Florida Senior Drivers Age 55 Mature Defensive Driving Programs

Florida Senior Drivers Age 55 Mature Defensive Driving Programs

Florida Mature Driver Improvement Online

Florida Seniors 55 Auto Car Insurance Discount Course

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Florida Senior Drivers Age 55 Mature Driving Improvement

Senior citizens age 55 and over can qualify for an auto insurance discount with most major car insurance companies by completing the online defensive driving course. Many companies off discounts off you current policy of 5%-20% with completion of the course.  Check with your auto insurance agent or insurance provider for details. 

In the US, 34 states offer the course and many of those have governing mandates which require auto insurance companies to provide a discount upon mature driver improvement certificate.  

States Requiring a Mandatory Auto Insurance Discount

According to USA Today the 34 states, in addition to D.C., that provide rules for a discount for age 55 mature driving classes are: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming. 

 Of those 34 states, 23 and the District of Columbia mandate a discount for online versions of state-approved classes. The 23 states are: Alaska, California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oregon, Pennsylvania, Tennessee, Virginia and Washington.

Florida Seniors Auto Insurance Discounts

After you take the class, you’re issued a certificate that you turn into your insurer to receive the discount. The discount is good for three years, after which you must take a class again to receive the discount. Most of the states that mandate an age 55 mature driver discount leave the amount to the insurer’s discretion. A handful set an amount. If you live in Delaware, Georgia, Minnesota, New York or Wyoming, you must receive a discount of 10 percent or more. If you live in Connecticut, New Jersey or Pennsylvania, you must receive a discount of 5 percent or more. Before taking a class, check with your state’s department of motor vehicles and your insurer to be sure it’s an approved class.

If you live in a state that doesn’t mandate a discount, it’s still worthwhile to see what types of discounts your insurer offers — many offer a discount to drivers of any age who take an approved defensive-driving class. Allstate and The Hartford are among the companies that offer discounts for safe-driving classes; some companies offer discounts to retirees for simply retiring and driving less.


Company Information ↓

Allstate | State Farm | Geico | Progressive | esurance | 21st Century | Liberty Mutual | Nationwide| USAA | Farmers | American Family | Travelers | The Hartford

Altamonte Springs, Apopka, Atlantic Beach, Bartow, Boca Raton, Boynton Beach, Bradenton, Callaway, Cape Coral, Clearwater, Cocoa, Cocoa Beach, Coral Gables, Coral Springs, Crestview, Daytona Beach, De Land, DeBary, Delray Beach, Deltona, Destin, Dunedin, Edgewater, Eustis, Fernandina Beach, Fort Lauderdale, Fort Myers, Fort Pierce, Fort Walton Beach, Gainesville, Gulfport, Haines City, Hialeah, Hollywood, Homestead, Jacksonville, Jacksonville Beach, Jupiter, Key West, Kissimmee, Lady Lake, Lake City, Lakeland, Largo, Leesburg, Lynn Haven, Melbourne, Miami, Miami Beach, Middleburg, Miramar, Naples, New Port Richey, New Smyrna Beach, Niceville, North Miami, North Port, Ocala, Oldsmar, Orange Park, Orlando, Ormond Beach, Palatka, Palm Bay, Palm Beach Gardens, Palm Valley, Palmetto, Panama City, Pembroke Pines, Pensacola, Pinellas Park, Plant City, Plantation, Pompano Beach, Port Orange, Port Saint Lucie, Punta Gorda, Rockledge, Saint Augustine, Saint Cloud, Saint Petersburg, Sanford, Sarasota, Satellite Beach, Sebastian, South Daytona, Stuart, Tallahassee, Tamarac, Tampa, Tarpon Springs, Titusville, Venice, Vero Beach, West Palm Beach, Winter Garden, Winter Haven, Winter Springs,

Alachua County,   

Baker County,  Macclenny,

Bay County,  

Bradford County,  Starke,

Brevard County,  Titusville,  

Broward County,   

Calhoun County,  Blountstown,

Charlotte County,  Punta Gorda,  

Citrus County,  Inverness,

Clay County,  Green Cove Springs,  

Collier County,

Columbia County,  Lake City,

DeSoto County,  Arcadia,

Dixie County,  Cross City,

Duval County,  Jacksonville,

Escambia County,  Pensacola,

Flagler County,  Bunnell,

Franklin County,  Apalachicola,

Gadsden County,  Quincy,

Gilchrist County,  Trenton,

Glades County,  Moore Haven,

Gulf County,  Port St. Joe,

Hamilton County,  Jasper,

Hardee County,  Wauchula,

Hendry County,  La Belle,

Hernando County,  Brooksville,

Highlands County,  Sebring,

Hillsborough County,

Holmes County,  Bonifay,

Indian River County,  Vero Beach,

Jackson County,  Marianna,

Jefferson County,  Monticello,

Lafayette County,  Mayo,

Lake County,  Tavares,

Lee County,   

Leon County,

Levy County,  Bronson,

Liberty County,  Bristol,

Madison County,  Madison,

Manatee County,  

Marion County,  

Martin County,  Stuart,

Miami-Dade County,

Monroe County,  Key West,

Nassau County,  Fernandina,

Okaloosa County,  Crestview,

Okeechobee County,  Okeechobee,

Orange County,   

Osceola County,   

Palm Beach County,   

Pasco County,  Dade City,

Pinellas County,   

Polk County,  Bartow,

Putnam County,  Palatka,

St. Johns County,  Saint Augustine,

St. Lucie County,  Fort Pierce,

Santa Rosa County,  Milton,

Sarasota County,   

Seminole County,  Sanford,

Sumter County,  Bushnell,

Suwannee County,  Live Oak,

Taylor County,  Perry,

Union County,  Lake Butler,

Volusia County,  De Lan,

Wakulla County,  Crawfordville,

Walton County,  DeFuniak,

Washington County,  Chipley,



Vi at Aventura
19333 West Country Drive
Aventura, FL  33180

Boca Raton

St. Andrews Estates South
6045 Verde Trail South
Boca Raton, FL 33433

Cape Coral

Gulf Coast Village
1333 Santa Barbara Boulevard
Cape Coral, FL  33991


The Alliance Community for Retirement Living
600 South Florida Avenue
DeLand, FL 32720

Delray Beach

Abbey Delray
2000 Lowson Boulevard
Delray Beach, FL 33445

Abbey Delray South
1717 Homewood Boulevard
Delray Beach, FL 33445

Harbour’s Edge
401 East Linton Boulevard
Delray Beach, FL 33483

Dowling Park

Advent Christian Village
P. O. Box 4345
Dowling Park, FL 32064

Holly Hill

Bishop’s Glen
900 LPGA BoulevardHolly Hill, FL 32117


Penney Retirement Community
P.O. Box 555
Jacksonville, FL  32079

Juno Beach

The Waterford
601 Universe Boulevard
Juno Beach, FL 33408


Good Samaritan Village of Kissimmee
1500 Southgate Drive
Kissimmee, FL 34746


Vi at Lakeside Village
2792 Donnelly Drive
Lantana, FL 33462


Village on the Green
500 Village Place
Longwood, FL 32779

The Palace at Kendall
11355 SW 84th Street
Miami, FL 33173


Vi at Bentley Village
704 Village Circle
Naples, FL 34110

Moorings Park
120 Moorings Park Drive
Naples, FL 34105

Palm Coast

Princeton Village of Palm Coast
100 Magnolia Trace Way
Palm Coast, FL, 32164

Penney Farms

Penney Retirement Community
P.O. Box 555
Penney Farms, FL 32079


Azalea Trace
10100 Hillview Drive
Pensacola, FL 32514


Plymouth Harbor on Sarasota Bay
700 John Ringling Boulevard
Sarasota, FL 34236

Sunnyside Village
5201 Bahia Vista Street
Saratoga, FL 34232
941-371-2750 ext. 341


University Village
12401 North 22nd Street
Tampa, FL 33612

 Vero Beach

Indian River Estates West
7730 Indian Oaks Drive
Vero Beach, FL 32966

Winter Park

The Mayflower Retirement Community
1620 Mayflower Court
Winter Park, FL 32792