Oklahoma Senior Drivers Age 55 Mature Defensive Driving Programs

Oklahoma Senior Drivers Age 55 Mature Defensive Driving Programs

Oklahoma Mature Driver Improvement Online

Oklahoma Seniors 55 Auto Car Insurance Discount Course

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Oklahoma Senior Drivers Age 55 Mature Driving Improvement

Senior citizens age 55 and over can qualify for an auto insurance discount with most major car insurance companies by completing the online defensive driving course. Many companies off discounts off you current policy of 5%-20% with completion of the course.  Check with your auto insurance agent or insurance provider for details. 

In the US, 34 states offer the course and many of those have governing mandates which require auto insurance companies to provide a discount upon mature driver improvement certificate.  

States Requiring a Mandatory Auto Insurance Discount

According to USA Today the 34 states, in addition to D.C., that provide rules for a discount for age 55 mature driving classes are: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming. 

 Of those 34 states, 23 and the District of Columbia mandate a discount for online versions of state-approved classes. The 23 states are: Alaska, California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oregon, Pennsylvania, Tennessee, Virginia and Washington.

Oklahoma Seniors Auto Insurance Discounts

After you take the class, you’re issued a certificate that you turn into your insurer to receive the discount. The discount is good for three years, after which you must take a class again to receive the discount. Most of the states that mandate an age 55 mature driver discount leave the amount to the insurer’s discretion. A handful set an amount. If you live in Delaware, Georgia, Minnesota, New York or Wyoming, you must receive a discount of 10 percent or more. If you live in Connecticut, New Jersey or Pennsylvania, you must receive a discount of 5 percent or more. Before taking a class, check with your state’s department of motor vehicles and your insurer to be sure it’s an approved class.

If you live in a state that doesn’t mandate a discount, it’s still worthwhile to see what types of discounts your insurer offers — many offer a discount to drivers of any age who take an approved defensive-driving class. Allstate and The Hartford are among the companies that offer discounts for safe-driving classes; some companies offer discounts to retirees for simply retiring and driving less.


Company Information ↓

Allstate | State Farm | Geico | Progressive | esurance | 21st Century | Liberty Mutual | Nationwide| USAA | Farmers | American Family | Travelers | The Hartford

Ada, Altus, Ardmore, Bartlesville, Bixby, Broken Arrow, Chickasha, Claremore, Duncan, Durant, Edmond, El Reno, Elk City, Enid, Guthrie, McAlester, Miami, Midwest City, Moore, Muskogee, Mustang, Norman, Oklahoma City, Okmulgee, Owasso, Ponca City, Sand Springs, Sapulpa, Shawnee, Stillwater, Tahlequah, The Village, Tulsa, Woodward,

Adair County,     Stilwell,

Alfalfa County,     Cherokee,

Atoka County,     Atoka,

Beaver County,     Beaver,

Beckham County,     Sayre,

Blaine County,     Watonga,

Bryan County,     Durant,

Caddo County,     Anadarko,

Canadian County,     El Reno,

Carter County,     Ardmore,

Cherokee County,     Tahlequah,

Choctaw County,     Hugo,

Cimarron County,     Boise City,

Cleveland County,     Norman,

Coal County,     Coalgate,

Comanche County,     Lawton,

Cotton County,     Walters,

Craig County,     Vinita,

Creek County,     Sapulpa,

Custer County,     Arapaho,

Delaware County,     Jay,

Dewey County,     Taloga,

Ellis County,     Arnett,

Garfield County,     Enid,

Garvin County,     Pauls Valley,

Grady County,     Chickasha,

Grant County,     Medford,

Greer County,     Mangum,

Harmon County,     Hollis,

Harper County,     Buffalo

Haskell County,     Stigler,

Hughes County,     Holdenville,

Jackson County,     Altus,

Jefferson County,     Waurika,

Johnston County,     Tishomingo,

Kay County,     Newkirk,

Kingfisher County,     Kingfisher,

Kiowa County,     Hobart,

Latimer County,     Wilburton,

Le Flore County,     Poteau,

Lincoln County,     Chandler,

Logan County,     Guthrie,

Love County,     Marietta,

Major County,     Fairview,

Marshall County,     Madill,

Mayes County,     Pryor

McClain County,     Purcell,

McCurtain County,     Idabel,

McIntosh County,     Eufaula,

Murray County,     Sulphur,

Muskogee County,     Muskogee,

Noble County,     Perry,

Nowata County,     Nowata,

Okfuskee County,     Okemah,

Oklahoma County,     Oklahoma City,

Okmulgee County,     Okmulgee,

Osage County,     Pawhuska,

Ottawa County,     Miami,

Pawnee County,     Pawnee,

Payne County,     Stillwater,

Pittsburg County,     McAlester,

Pontotoc County,     Ada,

Pottawatomie County,     Shawnee,

Pushmataha County,     Antlers,

Roger Mills County,     Cheyenne,

Rogers County,     Claremore,

Seminole County,     Wewoka,

Sequoyah County,     Sallisaw,

Stephens County,     Duncan,

Texas County,     Guymon,

Tillman County,     Frederick,

Tulsa County,     Tulsa,

Wagoner County,     Wagoner,

Washington County,     Bartlesville,

Washita County,     Cordell,

Woods County,     Alva,

Woodward County,     Woodward