Pennsylvania Senior Drivers Age 55 Mature Defensive Driving Programs

Pennsylvania Senior Drivers Age 55 Mature Defensive Driving Programs

Pennsylvania Mature Driver Improvement Online

Pennsylvania Seniors 55 Auto Car Insurance Discount Courses

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Pennsylvania Senior Drivers Age 55 Mature Driving Improvement

Senior citizens age 55 and over can qualify for an auto insurance discount with most major car insurance companies by completing the online defensive driving course. Many companies off discounts off you current policy of 5%-20% with completion of the course.  Check with your auto insurance agent or insurance provider for details. 

In the US, 34 states offer the course and many of those have governing mandates which require auto insurance companies to provide a discount upon mature driver improvement certificate.  

States Requiring a Mandatory Auto Insurance Discount

According to USA Today the 34 states, in addition to D.C., that provide rules for a discount for age 55 mature driving classes are: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming. 

 Of those 34 states, 23 and the District of Columbia mandate a discount for online versions of state-approved classes. The 23 states are: Alaska, California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oregon, Pennsylvania, Tennessee, Virginia and Washington.

Pennsylvania Seniors Auto Insurance Discounts

After you take the class, you’re issued a certificate that you turn into your insurer to receive the discount. The discount is good for three years, after which you must take a class again to receive the discount. Most of the states that mandate an age 55 mature driver discount leave the amount to the insurer’s discretion. A handful set an amount. If you live in Delaware, Georgia, Minnesota, New York or Wyoming, you must receive a discount of 10 percent or more. If you live in Connecticut, New Jersey or Pennsylvania, you must receive a discount of 5 percent or more. Before taking a class, check with your state’s department of motor vehicles and your insurer to be sure it’s an approved class.

If you live in a state that doesn’t mandate a discount, it’s still worthwhile to see what types of discounts your insurer offers — many offer a discount to drivers of any age who take an approved defensive-driving class. Allstate and The Hartford are among the companies that offer discounts for safe-driving classes; some companies offer discounts to retirees for simply retiring and driving less.


Company Information ↓

Allstate | State Farm | Geico | Progressive | esurance | 21st Century | Liberty Mutual | Nationwide| USAA | Farmers | American Family | Travelers | The Hartford

Aliquippa, Allentown, Altoona, Beaver Falls, Berwick, Bethel Park, Bethlehem, Bloomsburg, Bristol, Butler, Carlisle, Chambersburg, Chester, Coatesville, Columbia, Darby, Drexel Hill, Dunmore, East Stroudsburg, Easton, Elizabethtown, Emmaus, Ephrata, Erie, Franklin Park, Greensburg, Hanover, Harrisburg, Hazleton, Hermitage, Indiana, Jeannette, Johnstown, Kingston, Lancaster, Lansdale, Lebanon, Lower Burrell, Meadville, Munhall, Nanticoke, New Castle, New Kensington, Norristown, Oil City, Phoenixville, Philadelphia, Pittsburgh, Plum, Pottstown, Pottsville, Reading, Saint Marys, Scranton, Sharon, State College, Sunbury, Uniontown, Washington, Weigelstown, West Mifflin, Wilkes-Barre, Williamsport, Woodlyn, York,

Adams County,      Gettysburg,

Allegheny County,      Pittsburgh,

Armstrong County,      Kittanning,

Beaver County,      Beaver,

Bedford County,      Bedford,

Berks County,      Reading,

Blair County,      Hollidaysburg,

Bradford County,      Towanda,

Bucks County,      Doylestown,

Butler County,      Butler,

Cambria County,      Ebensburg,

Cameron County,      Emporium,

Carbon County,      Jim Thorpe,

Centre County,      Bellefonte,

Chester County,      West Chester,

Clarion County,      Clarion,

Clearfield County,      Clearfield,

Clinton County,      Lock Haven,

Columbia County,      Bloomsburg,

Crawford County,      Meadville,

Cumberland County,      Carlisle,

Dauphin County,      Harrisburg,

Delaware County,      Media,

Elk County,      Ridgway,

Erie County,      Erie,

Fayette County,      Uniontown,

Forest County,      Tionesta,

Franklin County,      Chambersburg,

Fulton County,      McConnellsburg,

Greene County,      Waynesburg,

Huntingdon County,      Huntingdon,

Indiana County,      Indiana,

Jefferson County,      Brookville,

Juniata County,      Mifflintown,

Lackawanna County,      Scranton,

Lancaster County,      Lancaster,

Lawrence County,      New Castle,

Lebanon County,      Lebanon,

Lehigh County,      Allentown,

Luzerne County,      Wilkes-Barre,

Lycoming County,      Williamsport,

McKean County,      Smethport,

Mercer County,      Mercer,

Mifflin County,      Lewistown,

Monroe County,      Stroudsburg,

Montgomery County,      Norristown,

Montour County,      Danville,

Northampton County,      Easton,

Northumberland County,      Sunbury,

Perry County,      New Bloomfield

Philadelphia County,      Philadelphia,

Pike County,      Milford,

Potter County,      Coudersport,

Schuylkill County,      Pottsville

Snyder County,      Middleburg,

Somerset County,      Somerset,

Sullivan County,      Laporte,

Susquehanna County,      Montrose,

Tioga County,      Wellsboro,

Union County,      Lewisburg,

Venango County,      Franklin,

Warren County,      Warren,

Washington County,      Washington,

Wayne County,      Honesdale,

Westmoreland County,      Greensburg,

Wyoming County,      Tunkhannock,

York County,      York