Wisconsin Senior Drivers Age 55 Mature Defensive Driving Programs


Wisconsin Senior Drivers Age 55 Mature Defensive Driving Programs

Wisconsin Mature Driver Improvement Online

Wisconsin Seniors 55 Auto Car Insurance Discount Course

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Wisconsin Senior Drivers Age 55 Mature Driving Improvement

Senior citizens age 55 and over can qualify for an auto insurance discount with most major car insurance companies by completing the online defensive driving course. Many companies off discounts off you current policy of 5%-20% with completion of the course.  Check with your auto insurance agent or insurance provider for details. 

In the US, 34 states offer the course and many of those have governing mandates which require auto insurance companies to provide a discount upon mature driver improvement certificate.  

States Requiring a Mandatory Auto Insurance Discount

According to USA Today the 34 states, in addition to D.C., that provide rules for a discount for age 55 mature driving classes are: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming. 

 Of those 34 states, 23 and the District of Columbia mandate a discount for online versions of state-approved classes. The 23 states are: Alaska, California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oregon, Pennsylvania, Tennessee, Virginia and Washington.

Wisconsin Seniors Auto Insurance Discounts

After you take the class, you’re issued a certificate that you turn into your insurer to receive the discount. The discount is good for three years, after which you must take a class again to receive the discount. Most of the states that mandate an age 55 mature driver discount leave the amount to the insurer’s discretion. A handful set an amount. If you live in Delaware, Georgia, Minnesota, New York or Wyoming, you must receive a discount of 10 percent or more. If you live in Connecticut, New Jersey or Pennsylvania, you must receive a discount of 5 percent or more. Before taking a class, check with your state’s department of motor vehicles and your insurer to be sure it’s an approved class.

If you live in a state that doesn’t mandate a discount, it’s still worthwhile to see what types of discounts your insurer offers — many offer a discount to drivers of any age who take an approved defensive-driving class. Allstate and The Hartford are among the companies that offer discounts for safe-driving classes; some companies offer discounts to retirees for simply retiring and driving less.


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Adams County,      Friendship
Ashland County,      Ashland,
Barron County,      Barron,
Bayfield County,      Washburn
Brown County,      Green Bay,
Buffalo County,      Alma,
Burnett County,      Siren
Calumet County,      Chilton,
Chippewa County,      Chippewa Falls,
Clark County,      Neillsville,
Columbia County,      Portage,
Crawford County,      Prairie du Chien,
Dane County,      Madison,
Dodge County,      Juneau,
Door County,      Sturgeon Bay,
Douglas County,      Superior,
Dunn County,      Menomonie,
Eau Claire County,      Eau Claire,
Florence County,      Florence,
Fond du Lac County,      Fond du Lac,
Forest County,      Crandon,
Grant County,      Lancaster,
Green County,      Monroe,
Green Lake County,      Green Lake,
Iowa County,      Dodgeville,
Iron County,      Hurley,
Jackson County,      Black River Falls,
Jefferson County,      Jefferson,
Juneau County,      Mauston,
Kenosha County,      Kenosha,
Kewaunee County,      Kewaunee,
La Crosse County,      La Crosse,
Lafayette County,      Darlington,
Langlade County,      Antigo,
Lincoln County,      Merrill,
Manitowoc County,      Manitowoc,
Marathon County,      Wausau,
Marinette County,      Marinette,
Marquette County,      Montello,
Menominee County,      Keshena
Milwaukee County,      Milwaukee,
Monroe County,      Sparta,
Oconto County,      Oconto,
Oneida County,      Rhinelander,
Outagamie County,      Appleton,
Ozaukee County,      Port Washington,
Pepin County,      Durand,
Pierce County,      Ellsworth,
Polk County,      Balsam Lake,
Portage County,      Stevens Point,
Price County,      Phillips,
Racine County,      Racine,
Richland County,      Richland Center,
Rock County,      Janesville,
Rusk County,      Ladysmith,
Sauk County,      Baraboo,
Sawyer County,      Hayward,
Shawano County,      Shawano,
Sheboygan County,      Sheboygan,
St. Croix County,      Hudson,
Taylor County,      Medford,
Trempealeau County,      Whitehall,
Vernon County,      Viroqua,
Vilas County,      Eagle River,
Walworth County,      Elkhorn,
Washburn County,      Shell Lake,
Washington County,      West Bend,
Waukesha County,      Waukesha,
Waupaca County,      Waupaca,
Waushara County,      Wautoma,
Winnebago County,      Oshkosh,
Wood County,       Rapids,
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