Idaho Senior Drivers Age 55 Mature Defensive Driving Programs

Idaho Senior Drivers Age 55 Mature Defensive Driving Programs

Idaho Mature Driver Improvement Online

Idaho Seniors 55 Auto Car Insurance Discount Course

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Idaho Senior Drivers Age 55 Mature Driving Improvement

Senior citizens age 55 and over can qualify for an auto insurance discount with most major car insurance companies by completing the online defensive driving course. Many companies off discounts off you current policy of 5%-20% with completion of the course.  Check with your auto insurance agent or insurance provider for details. 

In the US, 34 states offer the course and many of those have governing mandates which require auto insurance companies to provide a discount upon mature driver improvement certificate.  

States Requiring a Mandatory Auto Insurance Discount

According to USA Today the 34 states, in addition to D.C., that provide rules for a discount for age 55 mature driving classes are: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming. 

 Of those 34 states, 23 and the District of Columbia mandate a discount for online versions of state-approved classes. The 23 states are: Alaska, California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oregon, Pennsylvania, Tennessee, Virginia and Washington.

Idaho Seniors Auto Insurance Discounts

After you take the class, you’re issued a certificate that you turn into your insurer to receive the discount. The discount is good for three years, after which you must take a class again to receive the discount. Most of the states that mandate an age 55 mature driver discount leave the amount to the insurer’s discretion. A handful set an amount. If you live in Delaware, Georgia, Minnesota, New York or Wyoming, you must receive a discount of 10 percent or more. If you live in Connecticut, New Jersey or Pennsylvania, you must receive a discount of 5 percent or more. Before taking a class, check with your state’s department of motor vehicles and your insurer to be sure it’s an approved class.

If you live in a state that doesn’t mandate a discount, it’s still worthwhile to see what types of discounts your insurer offers — many offer a discount to drivers of any age who take an approved defensive-driving class. Allstate and The Hartford are among the companies that offer discounts for safe-driving classes; some companies offer discounts to retirees for simply retiring and driving less.


Company Information ↓

Allstate | State Farm | Geico | Progressive | esurance | 21st Century | Liberty Mutual | Nationwide| USAA | Farmers | American Family | Travelers | The Hartford

Blackfoot, Boise, Caldwell, Coeur d'Alene, Idaho Falls, Lewiston, Meridian, Moscow, Mountain Home, Nampa, Pocatello, Post Falls, Rexburg, Twin Falls, Ada County, Boise, Idaho

Adams County, Council, Idaho

Bannock County, Pocatello, Idaho

Bear Lake County, Paris, Idaho

Benewah County, St. Maries, Idaho

Bingham County, Blackfoot, Idaho

Blaine County, Hailey, Idaho

Boise County, Idaho City, Idaho

Bonner County, Sandpoint, Idaho

Bonneville County, Idaho Falls, Idaho

Boundary County, Bonners Ferry, Idaho

Butte County, Arco, Idaho

Camas County, Fairfield, Idaho

Canyon County, Caldwell, Idaho

Caribou County, Soda Springs, Idaho

Cassia County, Burley, Idaho

Clark County, Dubois, Idaho

Clearwater County, Orofino, Idaho

Custer County, Challis, Idaho

Elmore County, Mountain Home, Idaho

Franklin County, Preston, Idaho

Fremont County, St. Anthony, Idaho

Gem County, Emmett, Idaho

Gooding County, Gooding, Idaho

Idaho County, Grangeville, Idaho

Jefferson County, Rigby, Idaho

Jerome County, Jerome, Idaho

Kootenai County, Coeur d'Alene, Idaho

Latah County, Moscow, Idaho

Lemhi County, Salmon, Idaho

Lewis County, Nezperce, Idaho

Lincoln County, Shoshone, Idaho

Madison County, Rexburg, Idaho

Minidoka County, Rupert, Idaho

Nez Perce County, Lewiston, Idaho

Oneida County, Malad City, Idaho

Owyhee County, Murphy, Idaho

Payette County, Payette, Idaho

Power County, American Falls, Idaho

Shoshone County, Wallace, Idaho

Teton County, Driggs, Idaho

Twin Falls County, Twin Falls, Idaho

Valley County, Cascade, Idaho

Washington County, Weiser