Idaho Senior Drivers Age 55 Mature Defensive Driving Programs
Idaho Mature Driver Improvement Online
Idaho Seniors 55 Auto Car Insurance Discount Course
Idaho Senior Drivers Age 55 Mature Driving Improvement
Senior citizens age 55 and over can qualify for an auto insurance discount with most major car insurance companies by completing the online defensive driving course. Many companies off discounts off you current policy of 5%-20% with completion of the course. Check with your auto insurance agent or insurance provider for details.
In the US, 34 states offer the course and many of those have governing mandates which require auto insurance companies to provide a discount upon mature driver improvement certificate.
States Requiring a Mandatory Auto Insurance Discount
According to USA Today, the 34 states, in addition to D.C., that provide rules for a discount for age 55 mature driving classes are: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming.
Of those 34 states, 23 and the District of Columbia mandate a discount for online versions of state-approved classes. The 23 states are: Alaska, California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oregon, Pennsylvania, Tennessee, Virginia and Washington.
Idaho Seniors Auto Insurance Discounts
After you take the class, you’re issued a certificate that you turn into your insurer to receive the discount. The discount is good for three years, after which you must take a class again to receive the discount. Most of the states that mandate an age 55 mature driver discount leave the amount to the insurer’s discretion. A handful set an amount. If you live in Delaware, Georgia, Minnesota, New York or Wyoming, you must receive a discount of 10 percent or more. If you live in Connecticut, New Jersey or Pennsylvania, you must receive a discount of 5 percent or more. Before taking a class, check with your state’s department of motor vehicles and your insurer to be sure it’s an approved class.
If you live in a state that doesn’t mandate a discount, it’s still worthwhile to see what types of discounts your insurer offers — many offer a discount to drivers of any age who take an approved defensive-driving class. Allstate and The Hartford are among the companies that offer discounts for safe-driving classes; some companies offer discounts to retirees for simply retiring and driving less.
Company Information ↓
Allstate | State Farm | Geico | Progressive | esurance | 21st Century | Liberty Mutual | Nationwide| USAA | Farmers | American Family | Travelers | The Hartford
Blackfoot, Boise, Caldwell, Coeur d'Alene, Idaho Falls, Lewiston, Meridian, Moscow, Mountain Home, Nampa, Pocatello, Post Falls, Rexburg, Twin Falls, Ada County, Boise, Idaho
Adams County, Council, Idaho
Bannock County, Pocatello, Idaho
Bear Lake County, Paris, Idaho
Benewah County, St. Maries, Idaho
Bingham County, Blackfoot, Idaho
Blaine County, Hailey, Idaho
Boise County, Idaho City, Idaho
Bonner County, Sandpoint, Idaho
Bonneville County, Idaho Falls, Idaho
Boundary County, Bonners Ferry, Idaho
Butte County, Arco, Idaho
Camas County, Fairfield, Idaho
Canyon County, Caldwell, Idaho
Caribou County, Soda Springs, Idaho
Cassia County, Burley, Idaho
Clark County, Dubois, Idaho
Clearwater County, Orofino, Idaho
Custer County, Challis, Idaho
Elmore County, Mountain Home, Idaho
Franklin County, Preston, Idaho
Fremont County, St. Anthony, Idaho
Gem County, Emmett, Idaho
Gooding County, Gooding, Idaho
Idaho County, Grangeville, Idaho
Jefferson County, Rigby, Idaho
Jerome County, Jerome, Idaho
Kootenai County, Coeur d'Alene, Idaho
Latah County, Moscow, Idaho
Lemhi County, Salmon, Idaho
Lewis County, Nezperce, Idaho
Lincoln County, Shoshone, Idaho
Madison County, Rexburg, Idaho
Minidoka County, Rupert, Idaho
Nez Perce County, Lewiston, Idaho
Oneida County, Malad City, Idaho
Owyhee County, Murphy, Idaho
Payette County, Payette, Idaho
Power County, American Falls, Idaho
Shoshone County, Wallace, Idaho
Teton County, Driggs, Idaho
Twin Falls County, Twin Falls, Idaho
Valley County, Cascade, Idaho
Washington County, Weiser