Illinois Senior Drivers Age 55 Mature Defensive Driving Programs

Illinois Senior Drivers Age 55 Mature Defensive Driving Programs

Illinois Mature Driver Improvement Online

Illinois Seniors 55 Auto Car Insurance Discount Course

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 Illinois Senior Drivers Age 55 Mature Driving Improvement

Senior citizens age 55 and over can qualify for an auto insurance discount with most major car insurance companies by completing the online defensive driving course. Many companies off discounts off you current policy of 5%-20% with completion of the course.  Check with your auto insurance agent or insurance provider for details. 

In the US, 34 states offer the course and many of those have governing mandates which require auto insurance companies to provide a discount upon mature driver improvement certificate.  

States Requiring a Mandatory Auto Insurance Discount

According to USA Today the 34 states, in addition to D.C., that provide rules for a discount for age 55 mature driving classes are: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming. 

 Of those 34 states, 23 and the District of Columbia mandate a discount for online versions of state-approved classes. The 23 states are: Alaska, California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oregon, Pennsylvania, Tennessee, Virginia and Washington.

Illinois Seniors Auto Insurance Discounts

After you take the class, you’re issued a certificate that you turn into your insurer to receive the discount. The discount is good for three years, after which you must take a class again to receive the discount. Most of the states that mandate an age 55 mature driver discount leave the amount to the insurer’s discretion. A handful set an amount. If you live in Delaware, Georgia, Minnesota, New York or Wyoming, you must receive a discount of 10 percent or more. If you live in Connecticut, New Jersey or Pennsylvania, you must receive a discount of 5 percent or more. Before taking a class, check with your state’s department of motor vehicles and your insurer to be sure it’s an approved class.

If you live in a state that doesn’t mandate a discount, it’s still worthwhile to see what types of discounts your insurer offers — many offer a discount to drivers of any age who take an approved defensive-driving class. Allstate and The Hartford are among the companies that offer discounts for safe-driving classes; some companies offer discounts to retirees for simply retiring and driving less.


Company Information ↓

Allstate | State Farm | Geico | Progressive | esurance | 21st Century | Liberty Mutual | Nationwide| USAA | Farmers | American Family | Travelers | The Hartford

Alton, Arlington Heights, Belleville, Belvidere, Bloomington, Bolingbrook, Bourbonnais, Bradley, Cahokia, Canton, Carbondale, Centralia, Champaign, Charleston, Chicago, Cicero, Danville, De Kalb, Decatur, Dixon, Downers Grove, East Peoria, East Saint Louis, Edwardsville, Effingham, Elgin, Evanston, Freeport, Galesburg, Glen Carbon, Godfrey, Granite City, Herrin, Jacksonville, Joliet, Kankakee, Kewanee, Lincoln, Lovers Park, Machesney Park, Macomb, Marion, Mattoon, Moline, Morris, Morton, Mount Prospect, Mount Vernon, Naperville, Normal, Oak Lawn, Oak Park, Ottawa, Pekin, Peoria, Pontiac, Quincy, Rantoul, Rock Island, Rockford, Skokie, Springfield, Sterling, Streator, Taylorville, Urbana, Washington, Waukegan, Wheaton, Wood River, Zion,

Alexander County,    Cairo,

Bond County,    Greenville,

Boone County,    Belvidere,

Brown County,    Mount Sterling,

Bureau County,    Princeton,

Calhoun County,    Hardin,

Carroll County,    Mount Carroll,

Cass County,    Virginia,

Champaign County,    Urbana,

Christian County,    Taylorville,

Clark County,    Marshall,

Clay County,    Louisville,

Clinton County,    Carlyle,

Coles County,    Charleston,

Cook County,    Chicago,

Crawford County,    Robinson,

Cumberland County,    Toledo,

DeKalb County,    Clinton,

De Witt County,    Sycamore,

Douglas County,    Tuscola,

Dupage County,    Wheaton,

Edgar County,    Paris,

Edwards County,    Albion,

Effingham County,    Effingham,

Fayette County,    Vandalia,

Ford County,    Paxton,

Franklin County,    Benton,

Fulton County,    Lewistown,

Gallatin County,    Shawneetown,

Greene County,    Carrollton,

Grundy County,    Morris,

Hamilton County,    McLeansboro,

Hancock County,    Carthage,

Hardin County,    Elizabethtown,

Henderson County,    Oquawka,

Henry County,    Cambridge,

Iroquois County,    Watseka,

Jackson County,    Murphysboro,

Jasper County,    Newton,

Jefferson County,    Mount Vernon,

Jersey County,    Jerseyville,

Jo Daviess County,    Galena,

Johnson County,    Vienna,

Kane County,    Geneva,

Kankakee County,    Kankakee,

Kendall County,    Yorkville,

Knox County,    Galesburg,

Lake County,    Waukegan,

LaSalle County,    Ottawa,

Lawrence County,    Lawrenceville,

Lee County,    Dixon,

Livingston County,    Pontiac,

Logan County,    Lincoln,

Macon County,    Decatur,

Macoupin County,    Carlinville,

Madison County,    Edwardsville,

Marion County,    Salem,

Marshall County,    Lacon,

Mason County,    Havana,

Massac County,    Metropolis,

McDonough County,    Macomb,

McHenry County,    Woodstock,

McLean County,    Bloomington,

Menard County,    Petersburg,

Mercer County,    Aledo,

Monroe County,    Waterloo,

Montgomery County,    Hillsboro,

Morgan County,    Jacksonville,

Moultrie County,    Sullivan,

Ogle County,    Oregon,

Peoria County,    Peoria,

Perry County,    Pinckneyville,

Piatt County,    Monticello,

Pike County,    Pittsfield,

Pope County,    Golconda,

Pulaski County,    Mound City,

Putnam County,    Hennepin,

Randolph County,    Chester,

Richland County,    Olney,

Rock Island County,    Rock Island,

Saline County,    Harrisburg,

Sangamon County,    Springfield,

Schuyler County,    Rushville,

Scott County,    Winchester,

Shelby County,    Shelbyville,

St. Clair County,    Belleville,

Stark County,    Toulon,

Stephenson County,    Freeport,

Tazewell County,    Pekin,

Union County,    Jonesboro,

Vermilion County,    Danville,

Wabash County,    Mount Carmel,

Warren County,    Monmouth,

Washington County,    Nashville,

Wayne County,    Fairfield,

White County,    Carmi,

Whiteside County,    Morrison,

Will County,    Joliet,

Williamson County,    Marion,

Winnebago County,    Rockford,

Woodford County,    Eureka