Montana Senior Drivers Age 55 Mature Defensive Driving Programs
Montana Mature Driver Improvement Online
Montana Seniors 55 Auto Car Insurance Discount Course
Montana Senior Drivers Age 55 Mature Driving Improvement
Senior citizens age 55 and over can qualify for an auto insurance discount with most major car insurance companies by completing the online defensive driving course. Many companies off discounts off you current policy of 5%-20% with completion of the course. Check with your auto insurance agent or insurance provider for details.
In the US, 34 states offer the course and many of those have governing mandates which require auto insurance companies to provide a discount upon mature driver improvement certificate.
States Requiring a Mandatory Auto Insurance Discount
According to USA Today, the 34 states, in addition to D.C., that provide rules for a discount for age 55 mature driving classes are: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming.
Of those 34 states, 23 and the District of Columbia mandate a discount for online versions of state-approved classes. The 23 states are: Alaska, California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oregon, Pennsylvania, Tennessee, Virginia and Washington.
Montana Seniors Auto Insurance Discounts
After you take the class, you’re issued a certificate that you turn into your insurer to receive the discount. The discount is good for three years, after which you must take a class again to receive the discount. Most of the states that mandate an age 55 mature driver discount leave the amount to the insurer’s discretion. A handful set an amount. If you live in Delaware, Georgia, Minnesota, New York or Wyoming, you must receive a discount of 10 percent or more. If you live in Connecticut, New Jersey or Pennsylvania, you must receive a discount of 5 percent or more. Before taking a class, check with your state’s department of motor vehicles and your insurer to be sure it’s an approved class.
If you live in a state that doesn’t mandate a discount, it’s still worthwhile to see what types of discounts your insurer offers — many offer a discount to drivers of any age who take an approved defensive-driving class. Allstate and The Hartford are among the companies that offer discounts for safe-driving classes; some companies offer discounts to retirees for simply retiring and driving less.
Company Information ↓
Allstate | State Farm | Geico | Progressive | esurance | 21st Century | Liberty Mutual | Nationwide| USAA | Farmers | American Family | Travelers | The Hartford
Billings, Bozeman, Butte, Great Falls, Havre, Helena, Kalispell, Missoula, Anaconda-Deer Lodge County, Anaconda,
Beaverhead County, Dillon,
Big Horn County, Hardin,
Blaine County, Chinook,
Broadwater County, Townsend,
Butte-Silver Bow County, Butte,
Carbon County, Red Lodge,
Carter County, Ekalaka,
Cascade County, Great Falls,
Chouteau County, Fort Benton,
Custer County, Miles City,
Daniels County, Scobey,
Dawson County, Glendive,
Fallon County, Baker,
Fergus County, Lewistown,
Flathead County, Kalispell,
Gallatin County, Bozeman,
Garfield County, Jordan,
Glacier County, Cut Bank,
Golden Valley County, Ryegate,
Granite County, Philipsburg,
Hill County, Havre,
Jefferson County, Boulder,
Judith Basin County, Stanford,
Lake County, Polson
Lewis and Clark County, Helena,
Liberty County, Chester,
Lincoln County, Libby,
Madison County, Virginia City,
McCone County, Circle,
Meagher County, White Sulphur Springs,
Mineral County, Superior,
Missoula County, Missoula,
Musselshell County, Roundup,
Park County, Livingston,
Petroleum County, Winnett,
Phillips County, Malta,
Pondera County, Conrad,
Powder River County, Broadus,
Powell County, Deer Lodge,
Prairie County, Terry,
Ravalli County, Hamilton,
Richland County, Sidney,
Roosevelt County, Wolf Point,
Rosebud County, Forsyth,
Sanders County, Thompson Falls,
Sheridan County, Plentywood,
Stillwater County, Columbus,
Sweet Grass County, Big Timber,
Teton County, Choteau,
Toole County, Shelby,
Treasure County, Hysham,
Valley County, Glasgow,
Wheatland County, Harlowton,
Wibaux County, Wibaux,
Yellowstone County, Billings